Gift cards have become popular in recent years because of their widespread use and the growing popularity of gifts. They enable your recipient to pick what they want when they receive the card. But the question here is ‘Can you buy gift card with Klarna?’
Many people consider using Klarna to buy a gift card for someone. However, If you’re excited to buy a gift card using Klarna, you’ll be disappointed because they don’t offer gift card services.
What Is Klarna, and What You Can Do With Klarna
Klarna is a ‘buy now, pay later service that has been around for a long time, and over 100 million people have used it. They provide flexibility when paying for purchases, and you don’t need to worry about needing money before purchasing.
Klarna allows you to shop online and pay for purchases in 4 equal installments. You get to know what you want now and decide what installments you wish to spend on it.
What Makes You Decide to Buy Gift Cards With Klarna
People can purchase a gift without worrying about the chosen price point with gift cards. One can load funds onto a card and give it to someone else, knowing that they can spend it at any business that accepts gift cards.
If you are trying to find a way to spend money on a gift card for your loved one but don’t have enough money, you may decide to use a service like Klarna to pay for the gift card in installments. You’re faced with a tough decision and are looking for an affordable option to buy the gift card you want. You think Klarna provides a way to buy your gift card without worrying about the cost.
Can You Buy a Gift Card Using Klarna
Unfortunately, if you’re looking to buy your friend or family member a gift card with Klarna, you might be disappointed because they don’t offer it.
Some users have reported that they’ve been able to use Klarna to buy gift cards on sites like Amazon. However, Klarna is not fully compatible with specific discounted vouchers websites, and you can only use Klarna for payments on the supported websites. Some gift card services allow gift card purchases directly with a payment plan using another buy now pay later service like zip. Co.
Does Klarna Accept Gift Cards
Klarna lets you shop for your items over the internet, and they accept all major debit and credit cards such as Visa, Discover, Maestro, and Mastercard. Prepaid cards and Gift cards are NOT accepted for Klarna.
Alternatives to Klarna for Buying Gift Cards
Luckily, there are plenty of choices for ‘buy-now-pay later’ gift cards. Klarna doesn’t offer them, but here are some alternatives that you can use.
Splitit
Splitit is also an excellent alternative to Klarna for purchasing gift cards. It doesn’t need users to apply for a line of credit to enjoy these services. Splitit lets you buy & pay back anything you want with a Visa or MasterCard credit or debit card. But not on most of the sites that trade in gift cards.
Sezzle
Sezzle is an excellent option for shoppers who want to buy gift cards with easier-to-handle installments and more features. They offer a nearly instant approval process and longer payment terms. But there is one downside: many sites do not usually allow Sezzle to buy gift cards.
Afterpay
Afterpay is the best alternative to Klarna for buying gift cards. Some gift card websites accept Afterpay as a means of payment and make repayments in installments. Most installment plans with Afterpay are spread out over two weeks. They currently support 10,000+ vendors.
Affirm
Affirm offers gift card purchasers a convenient way to pay for their items later using a financial loan. It’s an exciting option with great coverage and benefits, which means it’s also among the most popular choices in the US.
Zip
With Zip, users can make payments in four equal installments and get speedy credit to shop online. These features provide a good alternative for Klarna for buying gift cards. Zip is easy and user-friendly, but late payments can affect your credit report. Late payers will have to pay additional fees on top of missed installments and higher interest rates.
